The Family Tax Benefit (FTB) is a key government support initiative designed to help Australian families manage the financial demands of raising children. In 2025, eligible families may receive up to $6,442.25 per child per year under FTB Part A. This payment aims to ease the cost of living, especially for those with young or school-aged children. The benefit is non-taxable and paid either fortnightly or as a lump sum after the financial year ends, depending on your preference.
Eligibility Requirements You Need to Meet
To qualify for the Family Tax Benefit in 2025, families must satisfy a range of criteria. The child must be between 0 and 15 years old, or up to 19 years old if they are a full-time secondary student and not receiving other government payments like Youth Allowance. You must also be responsible for the child’s daily care and welfare. The benefit applies even if care is shared between parents, with payments adjusted based on the proportion of care each provides.
Income Thresholds and How They Affect Your Payment
Family income plays a significant role in determining the FTB amount. If your annual household income is $65,189 or below, you are eligible for the full FTB Part A rate. As your income increases beyond this threshold, the payment begins to reduce by 20 cents for every dollar over the limit. There is an upper income cut-off beyond which families are no longer eligible. To avoid unexpected overpayments or reductions, it’s vital to keep Centrelink informed of any changes in your earnings or circumstances.
Meeting Residency Conditions
Another essential requirement is your residency status. To receive the Family Tax Benefit, you must be either an Australian citizen, a permanent resident, or hold an eligible visa. For new residents, a waiting period of up to four years may apply before FTB becomes available, unless an exemption applies due to specific circumstances like refugee status.
How to Apply for FTB in 2025
Applying for the Family Tax Benefit can be done online, by phone, or in person. The easiest method is through your myGov account linked to Centrelink. After logging in, navigate to the Families section and select ‘Make a Claim’. Complete the application with your income details, Tax File Number, and banking information. If you prefer, you can also apply by calling the Centrelink Families Line or visiting a Centrelink office directly with the required documents.
How Payments Are Processed and Additional Support Available
FTB payments are made fortnightly, but you can opt for a lump sum at the end of the financial year. Payments are directly deposited into your nominated bank account and are exempt from income tax. In addition to FTB, you may be eligible for other government assistance such as the Child Care Subsidy, Parenting Payment, Rent Assistance, and Energy Supplement. These additional supports can further ease financial stress and ensure your family’s wellbeing.
Take Action and Maximise Your Entitlements
If you’re raising children in Australia, the Family Tax Benefit can be a valuable source of financial support. With up to $6,442.25 available per child, it’s worth checking your eligibility and making a claim. Be proactive in keeping your information up to date with Centrelink, and explore additional benefits you may qualify for. Visit the Services Australia website or log in to your myGov account today to begin the process and secure your family’s entitlements.